From time to time you will experience hard times. This is a simple truth of life, but you can prepare for it. By preparing you will be able to get out of hard times much faster.

Hard Times Are Coming

In life hard times will come upon you from time to time.

I don’t say this to scare you, but instead to warn you.

The good news is that you can prepare for such days.

You can put a system in place that will take most (if not all) of the burden.

It is simple and easy.

You can create the system within 10 minutes. 

Preparation Is Key

preparation is key

With everything from business to life, preparation is key.

By preparing for rainy days you can remove most of the burden.

You can prepare for almost everything that might come into your life.

It could be something such as building a savings account.

By building a savings account you won’t get hurt as much by surprise charges/bills.

It is up to you as to how much you want to prepare.

You can put it off but believe me when I say you will regret it.

I know this because that used to be me.

I would put off certain things and then I would dig myself into a hole.

It wasn’t until I put a system into place that I gained more control over my life.

How To Create A System For Hard Times

The type of system that you create is primarily based around the type of event.

Since most people experience financial troubles I will craft this system around money.

You can take the basics from what you learn here and create your own for whatever comes up.

Most people in our society spend crazy amounts of money on things that they do not need.

I read that over 62% of Americans have less that $1,000 in their savings account.

That is scary!

Imagine you have a Wife and 2 kids, but you don’t even have $1,000 in a savings account.

If something were to come up you would be screwed.

As a reader of Way Of The Olympian I am focused on giving you everything you need to dominate in life.

I don’t want to hear of any of you being in that boat after this post.

While I don’t expect you to automatically have thousands of dollars, I do expect you to be working on it.

Here is a basic system that you can use in order to start stashing money for a rainy day (or when you launch a business).

The System:

  1. Look At Your Entire Paycheck
  2. Take At Least $25 Out And Put It In Your Savings Account
  3. Write Down The Expenses That You Have To Take Out
  4. Subtract That From Your Total Check
  5. The Rest Of Your Money Can Be Used How You See Fit (Save Most Of It!)

Look At Your Entire Paycheck

By looking at your entire Paycheck you see the amount of money you have to move around. 

Most people live Paycheck to Paycheck so you will be using the above system until you have a surplus of money.

Once you have $1,000 in you savings account you will be able to stretch your money even farther.

Take At Least $25 Out And Put It In Your Savings Account-

While this may sound like not a lot of money it can be over time.

I can almost guarantee it is more than you save now.

Let’s look at doing this over a 2 month period:

You get paid every 2 weeks.

That is 4 Paychecks in a 2 month period which equals $100.

Keep that up for a year and then you have $1,200.

Write Down The Expenses That You Have To Take Out-

By writing down your expenses such as your Car Payment you are able to get a realistic look at your money.

If you only have $450 then you can’t be going out to the movies during that pay period.

When it comes to money you should have no emotional attachment.

Instead be realistic and focused.

Money is simply a tool that you can use to enhance your life (and others).

The lack of it will make you do unspeakable things.

Subtract That From Your Total Check-

Now you have your necessary expenses written down.

Subtract that from your total check.

The amount of money you are left with is what you have to play around with.

The Rest Of The Money Can Be Moved Around As You See Fit-

You now have the total amount of money that you can play around with.

If you are smart you will save most of that and put it into your savings account.

If you have enough money left over you can take your girl out or buy that new shirt you’ve been wanting.


how to get out of hard times

While this system is simple, it is very effective.

In life you don’t need to complicate things.

From getting girls to living your dreams it is all simple.

I can promise you that your life will be so much better if you start preparing for hard times.

Don’t sit in the passenger seat of your life as life goes by.

You are reading Way Of The Olympian which shows you are different than most.

I want you to be in the drivers seat from here on out.

Most people do not care whether you sink or swim.

It is up to you to make things happen in your life.

I will give you the right tools and show you the way.

But you are the one who must Take Action.

We will speak again soon.

Until Next Time Go And Dominate.

Your friend,

Dylan Madden

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About Dylan Madden

My name is Dylan Madden. I've written over 300+ articles for those who want more out of life and are interested in traveling the world. I am from US city where most people work the same old job for their entire life. Now after traveling to 18 countries. I've set up a home in Dubai where I spend my days helping freelancers build successful businesses within The Real World and on the blog Calm and Collected. Within this website you will find the motivation and action steps to make your life better.

6 comments add your comment

  1. Great article, Dylan.

    It’s the same with time. Just a simple 30 minutes (or let’s say 25!) out of your day to read or write add up over time. You’ll have read more books and have gained more potential to grow than probably 90% of the population.

    In fact, once I started to get up at 5 am in the morning and use the early hours to work on myself, there has never been an unhappy day for me.

    Thanks for sharing your wisdom!

    • Very true Florian.

      Waking up early has been great for me as well. It is very empowering beginning your day and then seeing you have already accomplished a lot.

      Glad you liked it.

  2. Good advice Dylan. When I was younger I didn’t save at all – I just lived pay check to pay check. Then I started saving £100 every month (about $160). It all added up and I eventually used some of that money as a down payment on a house.

    I wish I’d had good advice like this when I was younger. While I haven’t made any big money mistakes or been left totally desitute, there are decisions that when I look back, I think that I may have lost a lot of money unnecessarily.

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